November 3, 2026: Florida Amendment 3 is on the ballot. Rentals do not get the new homestead exemption.County impact →

Greater Orlando · Table 4 · tax year 2028 model

Amendment 3 in Osceola County: rental tax impact

Osceola rentals do not receive the proposed $150,000 / $250,000 homestead exemption. The dollars below are Walczak’s backfill model — what happens if millage is raised to replace lost homestead revenue, limited by 10-mill caps.

· · Figures retrieved 2026-10-18 · Osceola millage is on the county page.

Walczak Table 4 for Osceola

Property typeAdditional 2028 taxPercent
Apartment unit$39417%
Single-family rental$1,31919%

Percents are published as whole numbers. Statewide Table 2 is more precise (SFR 14.6%, apartments 14.8%). School millage is unchanged by the amendment but is in the baseline used for the percent.Source · What Amendment 3 does (PCPAO)

Cities in Osceola (Table 5)

CityApartmentSFR
St. Cloud$488 (25.92%)$1,979 (29.82%)

Walczak Table 5

Questions owners actually ask

Does Amendment 3 give Osceola rental properties the $250,000 homestead exemption?

No. Homestead is for a permanent resident’s primary home. A rental in Osceola County is non-homestead. Source: Pinellas County Property Appraiser Amendment 3 FAQs.

How much would Amendment 3 raise taxes on a Osceola rental?

Walczak’s 2028 revenue-neutral millage model (Table 4) puts the average Osceola single-family rental at $1,319 additional tax (19%) and the average apartment unit at $394 (17%). Local governments could instead cut spending or raise other fees. Source: Jared Walczak, Amendment 3 Could Shift Tax Burdens to Renters (Walczak Policy Consulting, September 2026).

Statewide Amendment 3 FAQ · Purchase-year tax reset

Holding-cost calculator for Osceola

Defaults use Unincorporated Osceola County (mill code 300) (13.8543 mills) and the OIR homeowners-with-wind average — not a DP-3 quote.

County-change newsletter

Millage, TRIM notices, insurance filings, flood-map updates, and condo reserve rules — one email, I-4 counties only. No lender pitches.

TODOThis form is a placeholder. It does not submit anywhere. Wire it later to Buttondown, Beehiiv, Mailchimp, or a similar provider. Do not treat a click as a signup.