Osceola County · Table 5 · 2028 model
People searching “is it worth buying a rental in St. Cloud” need tax, millage, and insurance — not a slogan. Below are the cited figures. We do not declare this market a buy.
· · Figures retrieved 2026-10-18
| Type | Additional tax | Percent |
|---|---|---|
| Apartment unit | $488 | 25.92% |
| Single-family rental | $1,979 | 29.82% |
Walczak Table 5 · county-level Table 4 is on the Osceola Amendment 3 page.
The county millage sheet prints a St. Cloud total of 17.8989 mills(St. Cloud total on the Osceola County Property Appraiser 2025 Final Millage Rates sheet). Illustration only: just value of $350,000 × millage ÷ 1,000 = $6,264.62 ad valorem tax, ignoring non-ad valorem assessments.Osceola County Property Appraiser, 2025 Final Millage Rates.
OIR homeowners-with-wind average for Osceola as of 2025-09-30: $2,911. That is a labeled placeholder, not a St. Cloud DP-3 quote.Insurance page.
This site does not rate St. Cloud as a buy or a pass. Worth depends on rent, millage, insurance, flood, and HOA on the specific parcel. Walczak Table 5 models $1,979 (29.82%) additional 2028 tax on the average St. Cloud single-family rental if millage is raised to replace homestead revenue — an assumption, not a forecast.
No. Homestead is for a permanent resident’s primary home. Source: Pinellas County Property Appraiser Amendment 3 FAQs.
If St. Cloud millage is in our files, type 17.8989 into the millage field. Label: St. Cloud total on the Osceola County Property Appraiser 2025 Final Millage Rates sheet.