November 3, 2026: Florida Amendment 3 is on the ballot. Rentals do not get the new homestead exemption.County impact →
Rental TruthCentral Florida holding costs

Space Coast (east of I-4) · county seat Titusville · millage year 2025

Brevard County rental property tax, millage, and insurance

After you close, this rental is taxed on just value with no homestead exemption. The numbers below are dated 2026-10-18 and cited. They are not a bill for a specific parcel.

· · Figures retrieved 2026-10-18 · 2025 millage.

Brevard County Property Appraiser·Brevard County Tax Collector·FL DOR data portal·Amendment 3 in Brevard

2025 millage (cited)

County BCC operating millage2.8643Brevard County Commission general fund millage.Florida DOR, 2025 Maximum Millage Levy Calculation Compliance (MillCapComp25), dated 01-26-26
School millage6.3100By state law 3.0620 + by local board 0.7480 + school capital outlay 1.5000 + BPS voted teacher pay 1.0000 = 6.3100. Brevard County Tax Collector, 2025 Millage (dollars per thousand dollar valuation)
Water management0.1793St. Johns River Water Management District
Example total millage used in the calculator12.3894First published millage-code total on the 2025 Brevard millage sheet (TOTALS row, first column). Brevard does not publish a single unincorporated countywide total. The 2025 millage sheet TOTALS row ranges from 10.0769 to 18.1121 depending on millage code (MSTUs, recreation districts, and cities). The calculator default is the first listed total, 12.3894 mills. Always replace it with the millage on your TRIM notice.
Brevard County Tax Collector, 2025 Millage (dollars per thousand dollar valuation)
Illustration: tax on $350,000 just value$4,336.29Assumes just value equals $350,000 at the example total millage. Not a TRIM bill. Formula: value × mills ÷ 1,000.

A newly purchased rental’s taxable value starts at just value (no $51,411 homestead). Non-ad valorem assessments are not in millage.Purchase-reset explainer.

Insurance (OIR, not a landlord quote)

Average homeowners premium including wind: $3,560. Condo unit owners including wind: $1,445.

As of 2025-09-30.Florida Office of Insurance Regulation, Property Insurance Stability Report (January 1, 2026).County averages are homeowners and condo-unit-owner premiums including wind coverage, from Market Information Reporting. They are not landlord (DP-3 / dwelling fire) averages. OIR states actual charged premium varies by company, insured value, deductibles, and terms.All I-4 counties.

Condo holding-cost issues

Florida requires milestone structural inspections and structural integrity reserve studies for condominium and cooperative buildings three or more habitable stories. Special assessments and reserve funding are a holding-cost risk for condo rentals. We do not publish a statewide average special-assessment dollar figure because no official source gives one.

DBPR inspections·SB 4-D FAQs

Cities in this county (Walczak Table 5)

CityApartmentSFR
Palm Bay$499 (27.3%)$1,412 (31.19%)

Walczak Table 5

Is it worth buying a rental in Brevard?

This page does not answer yes or no. Run rent against millage, insurance, flood, and HOA on the parcel.Calculator pre-set to Brevard.

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County-change newsletter

Millage, TRIM notices, insurance filings, flood-map updates, and condo reserve rules — one email, I-4 counties only. No lender pitches.

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